By accessing or using this website, you agree to these Terms and to any policies referenced here. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
By accessing or using this website, you agree to these Terms and to any policies referenced here. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
This website provides general information about insurance selection services for retirees and related support. Any descriptions on the site are for informational purposes only and do not create a binding offer. We may change or discontinue any part of the website or services at any time, subject to applicable law.
If any fees, charges, or other commercial terms apply to a particular service, they will be presented separately before you agree to proceed. You are responsible for reviewing those terms before making any payment or request. We may decline or cancel a request where permitted by law or where necessary to protect our business or users.
If any fees, charges, or other commercial terms apply to a particular service, they will be presented separately before you agree to proceed. You are responsible for reviewing those terms before making any payment or request. We may decline or cancel a request where permitted by law or where necessary to protect our business or users.
You agree to provide accurate and complete information when interacting with the website or requesting services. You must not use the website for unlawful, misleading, or abusive purposes, or in a way that interferes with its operation. We may restrict access if we reasonably believe these Terms have been violated.
All content on this website, including text, layout, logos, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content except as allowed by law or with our prior written consent.
All content on this website, including text, layout, logos, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content except as allowed by law or with our prior written consent.
The website and its content are provided on an "as is" and "as available" basis. We do not guarantee that the website will be uninterrupted, error-free, or suitable for any particular purpose. To the fullest extent permitted by law, we disclaim liability for losses arising from use of the website or reliance on its content.
These Terms are governed by the laws applicable in Arizona, without regard to conflict-of-law rules. Any dispute arising from these Terms or the website should be brought in a court or other forum of competent jurisdiction in Arizona, unless applicable law requires otherwise.
If you have questions about these Terms or need notice regarding the website, you may contact us through the contact information provided on the website. We may revise these Terms at any time by posting an updated version on this page, and the revised Terms will apply when posted unless stated otherwise.
